Reserve Bank’s early Xmas gift to borrowers
The Reserve Bank has paused interest rates at its final meeting of 2023, delivering millions of families a reprieve from another rise in their mortgage repayments early in the New Year.
Understanding Home Loan Cashback Offers: A Comprehensive Guide
Home loan cash back offers are becoming increasingly popular. Let’s break down what these offers entail, how they work, and what you should consider before jumping in.
Rising Rates Signal a Prime Moment for Refinancing: Here’s Why
With the RBA’s stance, it becomes increasingly clear that now may be the opportune moment to discuss refinancing options with a mortgage broker.
The Impact of Rate Rises on Australian Property Investment Trends
Learn how continuous rate rises have transformed property investment habits in Australia. This article delves into new trends such as chasing yield, holiday rentals, and inventive real estate strategies amidst a shifting economic environment.
Introduction to Commercial Loans in Australia: A Guide for New Investors
This guide demystifies commercial loans in the Australian context, detailing different loan types, the application process, and what lenders assess.
Understanding Loan-to-Value Ratio (LVR) and Its Implications in 2023
What is LVR, and why does it hold so much weight when it comes to borrowing for property? Let’s dive in.
Navigating the Mortgage Cliff: Why Rolling Over to a Default Rate Might Not Be Best for You
The term ‘mortgage cliff’ might sound ominous, and for many homeowners, it signifies a looming financial shift that demands attention.
Investment Property Loans: Navigating the Post-Pandemic Market
What does the post-pandemic landscape look like for those interested in investment property loans?
How much can I save on tax by investing in property?
It’s a controversial topic – especially during a housing shortage crisis – but this tax trick could save you a lot of money.
Your simple guide to doing a realistic budget that works
Budgeting doesn’t need to be hard. Here is one quick rule of thumb that you can use to get a back the the napkin budget in minutes.