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Equipment & Business Asset Finance

Need finance for a car, ute or business equipment?

If you're a tradie or run your own business, your vehicles and equipment are your income. Waiting weeks for finance approval, or ending up with a loan structure that kills your cashflow, isn't an option.

I specialise in asset finance for people who work for themselves. I know which lenders move quickly, which ones suit irregular income, and how to structure a deal so the repayments work with your business, not against it.
Book a free 20-minute finance review
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Know your borrowing power

Access our lightning fast tools to work out your borrowing power so you know what you can afford before you start shopping.

Access asset finance incentives

We help you explore finance options alongside current government incentives, including instant asset write off opportunities, EV support and eligible business grants where available.

100% stress-free and easy

From pre-approval to settlement, we answer any questions, handle the paperwork, liaise with the lender, and keep you updated.

How asset finance works

There are a few different ways to finance a vehicle or piece of equipment, and the right one depends on your business structure, your GST registration, and how you want to handle the tax implications. I'll walk you through the options and recommend the one that makes the most sense for your situation.

Chattel mortgage

The most common structure for business asset finance. You own the asset from day one, the loan is secured against it, and you may be able to claim the GST, depreciation, and interest as tax deductions. Worth discussing with your accountant.

Finance lease

You lease the asset for an agreed term and have the option to purchase at the end. Can suit businesses that want to keep the asset off their balance sheet or prefer flexibility at the end of the term.

Commercial hire purchase

Similar to a chattel mortgage but structured as a hire agreement. You take ownership at the end of the term once all payments are made.

Personal car loan

If the vehicle is primarily for personal use, a personal car loan may be the right fit. I can help with this too.

Why choose Better Finance Solutions

Fast, straightforward, and handled for you

When you need an Asset Finance and Equipment Finance specialist, you want one near you. Jodie Muller is your local Bribie Island and Moreton Bay finance broker.

  1. Let me know what you're looking to finance, whether you've found it yet or you're still looking, and roughly what your budget is.
  2. I work with a panel of asset finance lenders and I know which ones suit self-employed borrowers, which ones move quickly, and which ones offer the most competitive rates for your scenario.
  3. Asset finance can move fast when it's handled properly. In many cases I can get you an approval within a week, sometimes sooner.
  4. Once it's approved I handle the paperwork and coordinate settlement. You get the keys and get on with it.
Get Started Today

I can help if you need to finance...

  • A work ute, van, or truck
  • Trailers, attachments, or towing equipment
  • Construction or earthmoving equipment
  • Medical or professional equipment
  • Agricultural machinery
  • Business vehicles for your team
  • A caravan, camper, or recreational vehicle
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Asset finance incentives many businesses miss

There may be government incentives, tax measures and lender offers that could support your next vehicle, equipment or business asset purchase. We can help you understand what may be available, then work alongside your accountant or tax professional so eligibility is checked before you apply.

Instant asset write off

Eligible small businesses may be able to immediately deduct the business portion of eligible assets costing less than $20,000. The 2026 to 2027 Budget says the $20,000 instant asset write off will be made permanent for small businesses with turnover under $10 million.

Electric vehicle incentives

Eligible EVs may access Australian Government support through the electric car discount, which provides exemptions from fringe benefits tax and tariffs on eligible vehicles. Some states and territories also offer extra EV support, which can vary by location.

EV fleet and charger rebates

Some state and territory programs support businesses buying electric vehicles or installing EV chargers. For example, NSW has an EV fleets incentive for eligible businesses, while the ACT has business EV charger rebates.

Make your asset purchase work harder

Before you commit to a vehicle, equipment or business asset, let’s look at the finance structure, available lender options and any current incentives that may support your purchase.
Book a chat

Not sure where to start? Let's have a chat.

Whether you've got a specific deal in mind or you're just trying to figure out what's possible, a free 20-minute call is the easiest first step.

Call us, we’re here to help

We'll guide you through each step of the process so you can move forward sooner and reach your goal faster.
CALL 0438 647 680

Book an appointment

Experience the Better Finance Solutions difference. We take out the leg work and we will fit into your schedule.
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Better Finance Solutions for Home buyers, Business owners and Investors

Better Finance Solutions helps clients across Bribie, Moreton Bay and Australia with home loans, refinancing, investment loans, business finance, car loans, personal loans, construction loans and commercial lending. We support locals in Bribie Island, Bongaree, Sandstone Point, Caboolture, Morayfield, North Lakes and surrounding areas.

Compliance

Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product. Better Finance Solutions Pty Ltd(ABN: 57686054222) with Credit Representative Number: 568430 is authorised under Australian Credit Licence: 517192.