Accessing finance in a planned way can help your business grow, invest in new opportunities and manage day-to-day cash flow. Better Finance Solutions works with a wide range of lenders to help businesses secure funding that supports their plans.
Whether you are purchasing commercial property, expanding operations, buying equipment or improving cash flow, we help you compare lending options and structure finance that suits your business needs.
Commercial property loans can be used to purchase, refinance or develop property used for business or investment purposes. These loans are often structured differently to residential lending and may involve different deposit requirements, loan terms and lender policies.
Better Finance Solutions helps you explore commercial lending options across a variety of lenders so you can secure a loan that fits the property and your broader business strategy.
Business loans can support a wide range of needs depending on the size and stage of your business. Better Finance Solutions can help arrange finance for:
Different lenders specialise in different types of business lending. Our role is to help match your business with lenders that understand your industry and funding requirements.
Business and commercial loans often involve additional documentation compared to standard home loans. Better Finance Solutions helps guide you through the application process, prepare the required information and manage communication with the lender.
By coordinating the process from application through to settlement, we help keep your funding plans moving so you can stay focused on running your business.
Yes, and this is actually where I can add the most value. Self-employed borrowers often get a harder time from banks because their income looks different on paper. I work with lenders who assess business income fairly and know how to look at the full picture.
Commercial lending generally requires a larger deposit than residential, typically 30% or more, and the amount you can borrow depends on the property type, your business financials, and the lender. I'll give you a realistic picture based on your actual numbers.
Most lenders want to see at least two years of business financials, but there are options for newer businesses depending on the scenario. It's worth having a conversation before you assume you won't qualify.
In some cases yes, and it can open up better rates and terms. It's something we'd discuss carefully so you understand the implications before going down that path.
A commercial property loan is secured against the property you're buying. A business loan may be secured against property, business assets, or in some cases unsecured. The right structure depends on what you need the money for and what security you have available.