Borrowing in uncertain times
Global uncertainty and rising rates are impacting borrowers. Learn the pros and cons of getting a home or business loan in today’s market.
Category: Home loans
How to Avoid LMI on Your Home Loan
Here’s what you need to know about how LMI works and the legitimate ways Australian borrowers can reduce or avoid it.
What the latest rate rise really means for borrowers
The RBA has lifted rates to 3.85%. Here’s what the latest rate rise really means for your home loan, repayments, and the smart moves borrowers can still make.
When rent costs more than a mortgage in parts of Australia
In hundreds of suburbs, tenants are now paying more each week in rent than they would be paying on a mortgage for the same type of home.
Can Christmas debt affect home loan approval?
Worried Christmas spending could affect your home loan approval? Learn how festive debt, credit cards and BNPL can impact borrowing power and how to stay mortgage ready.
When Rates Won’t Move Borrowers Still Can
Inflation is up and rates aren’t falling yet, but borrowers can still get great home loan deals. Discover simple strategies to save, improve cash flow and stay ahead.
Mortgage stress at lowest level since early 2023
Mortgage stress in Australia has eased to its lowest level since early 2023 as rate cuts and income growth bring relief.
Granny flats demand booms as Australians search for affordable housing solutions
Discover how granny flats are helping Australians with affordable housing. Learn about granny flat loans, using home equity to build or renovate, and your finance options.
Competition Heats Up as Home Loan Rates Slide to Two-Year Lows
Home loan rates in Australia have dipped below 5 percent for the first time in nearly two years, as competition between lenders intensifies. This shift signals a turning point for…
How Quickly Can a Home Loan Be Approved?
Find out how long home loan approval takes in Australia, from pre-approval to full approval, and what helps speed up the process.