Broker Kit, Author at Heart Financial

Is Pre-Approval a Must-Have or a Nice-to-Have

Broker Kit 2 September 2025 No Comments

Discover if home loan pre-approval is a must-have or just a nice-to-have when buying property. Learn the benefits, risks and when it makes sense.

Five per cent first homebuyer deposit scheme to begin in October

Broker Kit 25 August 2025 No Comments

The First Home Buyer Guarantee is starting in October 2025 with 5% deposits, no LMI, higher price caps and no income limits. Learn how it works.

Australian households boost savings after rate cut relief

Broker Kit 24 June 2025 No Comments

Australian households are boosting savings faster than they have in years. Here’s how to build on that momentum and save smarter.

Trends Shaping Home Ownership in Australia for 2025

Broker Kit 23 June 2025 No Comments

As we move deeper into 2025, the Australian home ownership market is evolving, showcasing a variety of trends that are worth exploring.

Bridging Loans – What You Need to Know

Broker Kit 23 June 2025 No Comments

Are you considering upgrading to a new home but still have your existing property? If so, a bridging loan could be your solution!

Is Your Home Now a Luxury Property? Here’s What It Takes in 2025

Broker Kit 16 June 2025 No Comments

With more properties than ever crossing the luxury line, it could be time to re-evaluate your property’s value, especially if you’ve owned it for 5+ years.

When will lenders pass on the cash rate?

Broker Kit 27 May 2025 No Comments

Here's a summary of the major lenders and the effective dates for their interest rate adjustments.

Short-term rental hotspots every property investor should know

Broker Kit 27 May 2025 No Comments

Discover Australia’s most profitable suburbs for short-term rentals and how investors are boosting returns in 2025’s booming travel market.

RBA Cuts Rates: Here’s What to Do Next

Broker Kit 20 May 2025 No Comments

The Reserve Bank has delivered another round of interest rate relief, cutting the official cash rate by 0.25% — from 4.10% to 3.85%.

Refinancing Rises as Lenders Compete for Your Business

Broker Kit 13 May 2025 No Comments

Refinancing jumps 12.5% as lenders compete with better rates and cashback offers—now’s the time to review your home loan.

Author: Broker Kit