Refinance Your Home Loan with Mortgage Path

Access to 95+ Lenders

We compare loan options from over 95 banks, credit unions, and non-bank lenders to find you a competitive deal that suits your financial goals.

Personalised Refinance

Whether you're looking to reduce repayments, unlock equity, or pay off your loan faster, we tailor your refinance plan to match your needs, not just a one-size-fits-all solution.

Streamlined Process

Our online process means less paperwork, faster turnaround times, and no need to visit a branch. You can refinance from the comfort of your home.

Not Just a One-Off Deal

At Mortgage Path, we don’t just help you refinance. We stay in touch with rate reviews, lender updates, and future loan support to ensure your loan continues to work for you.

Why Refinance Your Home Loan?

Refinancing your home loan isn’t just about chasing a lower rate—it’s a smart way to take control of your finances and unlock new opportunities. At Mortgage Path, we help you understand the key reasons to refinance and guide you through a tailored solution that aligns with your financial goals.

Here are some of the most common reasons our clients choose to refinance:

Lower Your Interest Rate: A better rate can mean thousands saved over the life of your loan.
Reduce Monthly Repayments: Free up cash flow and improve your household budget.
Access Equity: Use the equity in your home to fund renovations, invest, or consolidate debt.
Consolidate Debt: Roll multiple debts into a single, lower-rate home loan.
Switch to a More Flexible Loan: Upgrade to a loan with features like an offset account, redraw facility or the option to make extra repayments.
Change Loan Terms: Shorten your loan term to pay it off sooner or extend it to reduce your repayments.

Our expert brokers take the time to review your current loan, assess your goals, and compare refinance options from over 95 lenders. Whether you're releasing equity for a renovation, switching to a more flexible loan, or simply making sure you’re not overpaying—Mortgage Path is here to help you refinance with confidence.

Ready to see what refinancing could do for you? Contact Mortgage Path today for a free home loan health check.

Get in touch

Access hundreds of loans from our wide choice of lenders, including the big 4 banks. We shop around for you and your broker can negotiate a competitive rate.

We don’t charge to find the right loan for you. Your broker is paid by the lender once your loan settles.

We offer appointments at the time and place that suits you, including after work.

From comparing home loan options to preparing the paperwork and supporting you through to settlement, your mortgage broker does all the running around.

A woman on a bed working on signing a contract to refinance her home loan using loancircle

Ready to explore your options?

Call us, we are here to help

Our expert insights will help guide you through the process and get you to your goal sooner.

Call 0417 795 974

Book a free appointment

Experience the Mortgage Path Mortgage Broker difference. Your local Perth brokers with Australia-wide services.

Book your broker

fast home loan application via apply online

Start your application

We get it, you’re in the moment. Apply online and we will send you the top 3 rates for your loan.

Quick start loan application

What Our Clients Say

Read our verified reviews to get a sense of what it’s like working with Mortgage Path

    
 
 
       Posted on Google  
   
   Suzy P 
 
 
 
 Trustindex verifies that the original source of the review is Google. Incredible communication, extremely responsive, reliable and expert knowledge. Made the process smooth and easy on our end and provided step-by-step advice and guidance throughout the whole process of refinancing. Could not recommend enough!
  
 
      Posted on Google  
   
   Campbell J 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mike has been outstanding to deal with. Went above and beyond to help my partner and I to find the best home loan for us.

Wouldn't reccomend anyone else and will definitely be back in the future.
  
 
      Posted on Google  
   
   Stutee B 
 
 
 
 Trustindex verifies that the original source of the review is Google. Michael recently helped my partner and I refinance our home loan and we were so thankful for the above and beyond service we received. He helped us compare all of our options, seeking out the best available rates and taking into consideration both our short term and long term financial goals. He was prompt, professional and very approachable. I will definitely be recommending him to my family and friends.
  
 
      Posted on Google  
   
   Paige H 
 
 
 
 Trustindex verifies that the original source of the review is Google. Last year my partner and I started working with Mike for our first home pre-approval.  We decided to purchase land and construct a new home.  Mike's knowledge and assistance in dealing with the bank, First Home Owners Grant, First Home Guarantee has been nothing short of excellent. He promptly answered all our questions and helped us through every step of purchasing land and the construction process. We have already referred a number of people to Mike and will continue to as we know they'll be in great hands.
  
 
      Posted on Google  
   
   Shane O 
 
 
 
 Trustindex verifies that the original source of the review is Google. Michael helped from start to finish and went above and beyond! Highly recommend his services.
  
 
      Posted on Google  
   
   Jason O 
 
 
 
 Trustindex verifies that the original source of the review is Google. I think this is the fifth time we have used Mike's services and each time has been a pleasure. In this instance we used Mike's online document capture and it was simple to use and made things so easy. We would recommend Mike to anyone looking to speak to someone about finance.
  
 
      Posted on Google  
   
   Neil M 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent Service, Michael is a pleasure to deal with. Would recommend to anyone

Mortgage Path is a trusted mortgage broker in Australia, helping you secure your dream home with competitive interest rates and expert credit guidance.

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Mortgage Path Pty Ltd ATF Mortgage Path Trust TA Mortgage Path (ABN 48329906604) with Australian Credit Representative Number: 365549 is authorised under Australian Credit Licence: 389087.

IMPORTANT NOTE: All content is general information only and is subject to change at any given time. Your complete financial situation will need to be assessed before acceptance of any proposal or product. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. Any recommendations made about a financial product are general advice only and has not taken into account your particular needs and circumstances. You should consider the Product Disclosure Statement to determine if the product is suitable for you before you decide to purchase it.

Refinancing made easier than you think